Green finance has become a crucial instrument for commercial banks to facilitate high-quality economic growth and drive the low-carbon transition of industries. In a significant stride, Beijing Rural Commercial Bank has successfully completed the issuance of its first batch of green financial bonds, raising 3 billion yuan with a three-year tenor and securing AAA ratings for both the issuer and the bonds. This issuance marks a key milestone for the bank as it deepens its commitment to green finance while serving the capital city.
As one of the first provincial-level joint-stock rural commercial banks approved by the State Council and the only financial institution honored with the "Beijing Time-Honored Brand" designation, Beijing Rural Commercial Bank extends its services across all administrative districts and townships in Beijing. The bank consistently upholds its market positioning of "rooted in urban and rural areas, serving agriculture, rural areas, and farmers, supporting small and medium-sized enterprises, and catering to citizens," treating support for the real economy as its fundamental mission. By actively aligning with the national green development strategy and embedding ESG principles and sustainable practices into every facet of its operations, the bank ensures balanced progress across scale, quality, efficiency, and safety. The proceeds from this bond issuance will be strictly allocated, in accordance with regulatory requirements, to green industry projects outlined in the "Green Finance Support Project Catalogue (2025 Edition)". The funds will specifically target initiatives in energy conservation, carbon reduction, and the green and low-carbon transformation of the energy sector, aiming to lower comprehensive financing costs for green enterprises and facilitate the optimization and upgrading of the capital's industrial structure.
In terms of strategic planning, Beijing Rural Commercial Bank is continuously refining its green finance framework, anchored on the capital's green development objectives. The bank is strengthening its green finance mechanisms and ESG systems, weaving green development principles into every stage of credit allocation, product innovation, and risk management while channeling greater financial resources toward green industries. These persistent efforts have earned the bank considerable industry recognition: it has been listed in the "2025 China Enterprise ESG 100 Index", named a "Green Finance Outstanding Innovation Case" by the Financial Circle Banking Research Institute, and selected as a "Green and Sustainable Development Demonstration Case" at the Second Sustainable Vision Forum during the 2026 CIFTIS.
On the operational front, Beijing Rural Commercial Bank leverages its unique urban-rural characteristics, concentrating on key areas such as green rural revitalization, the green transformation of small businesses, and urban ecological development. The bank continues to broaden its green finance product and service offerings, expand green credit disbursement, and actively support real-economy projects involving agriculture-related green initiatives, urban-rural ecological improvement, and clean energy utilization. Through differentiated financial services, the bank facilitates the green transformation of business entities, using financial power to safeguard the capital's natural environment. The successful issuance of this green bond represents a pivotal achievement for Beijing Rural Commercial Bank in its green finance journey. Moving forward, the bank will persist in executing national green development policies, align with the capital's functional positioning, deepen its green finance operations, and innovate new products and service models. It aims to steadily guide financial resources toward green and low-carbon sectors, dedicate itself to supporting the comprehensive green transformation of Beijing's economy and society, and contribute to the city's "Beautiful Beijing" initiative through its financial strength.